Insurance solutions for business owners.
No call centers. No scripts. No pressure — just clear, honest guidance from an experienced agent.
Our agency was built on the belief that business owners deserve honest advice, responsive service, and insurance solutions tailored to their operations - not a one-size-fits-all policy.
We take the time to understand your business, identify potential risks, and recommend coverage that helps protect everything you've worked hard to build. Whether you're a contractor, restaurant owner, retailer, or property manager, our goal is to be a trusted insurance partner for the long term.
We're committed to building lasting relationships through knowledgeable guidance, personalized service, and a genuine focus on helping your business succeed.
Independent Options
Dedicated Commercial Guidance
Practical Advice
What People Are Saying
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Extremely knowledgeable, helpful and they pay attention to details so that you are not left hanging with exposure when something unexpected occurs. Extreme integrity, professionalism and desire to help their clients.
— Quinn C
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While most agents merely quote prices, they delve deep to be sure everyone receives the best coverage and the best value. Even if that means telling people to keep their present insurance. You will not find a more knowledgeable person as far as the insurance industry and their integrity is the best.
— Daniel H
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I have known Jon for about a year now. During that time I have learned to consider him a very reliable source of insurance information. As an owner of a payroll service I do not refer my clients to just anybody. Jon Firey is at the top of a very short list. I highly recommend for any of your business or individual insurance needs.
— Scott E
Coverage designed around your business
We help you protect the business you have built.
A Business Owner Policy combines essential coverages into one convenient package.
Business Owners Policy
Whether you operate one truck or an entire fleet, we will help protect your business vehicles.
Business Auto Insurance
From your restaurant to your HOA, we will protect your property and business with coverage tailored to your unique needs.
Commercial Property
What it’s like to work with us
1. Tell us about your business
Complete our short contact form to connect with an experienced commercial insurance agent. Share a little about your business, your current coverage (if any), and what you're looking to accomplish.
2. Schedule a consultation
We'll reach out—typically by email—to arrange a convenient time to talk. We'll also let you know what information will help us better understand your business before the conversation.
3. Evaluate your risks
During our discussion, we'll learn about your operations, employees, vehicles, property, and any industry-specific exposures. The goal is to understand how your business works so we can identify potential coverage gaps and opportunities to better protect it.
4. Develop a coverage strategy
Using what we've learned, we'll compare options from multiple commercial insurance carriers and build a coverage recommendation that's tailored to your business. Some businesses can be quoted quickly, while more specialized operations may require additional time to evaluate.
5. Review your options
Once everything is ready, we'll walk you through our recommendations, explain the differences between coverage options, and answer any questions you have. Whether you decide to move forward with us or determine your current insurance already meets your needs, you'll receive straightforward advice with no pressure or obligation.
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We work in both capacities depending on the insurance company involved.
With some carriers, we have direct authority to bind coverage and make policy changes. With others, we act as a broker and place coverage on your behalf.
Either way, we remain your point of contact and advocate, helping you navigate your options and manage your policies.
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No — we do not charge a broker fee.
In some cases, a third-party wholesaler may include a broker fee as part of the policy, but we never add fees of our own. We’ll always be transparent about any costs upfront.
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It depends on the type of coverage and the complexity of your situation.
Simple policies, like auto insurance, can often be quoted quickly once we have the necessary information. More complex situations — such as multiple properties or specialized risks — may take a few days or longer.
We’ll give you a clear timeline once we understand what you’re looking for.
Frequently Asked Questions
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No — we work with clients throughout California.
While our office is located in Orange County, most of our process can be handled remotely, and we regularly work with clients across the state.You can reach us anytime via our contact page or email. We aim to respond quickly—usually within one business day.
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We don’t approach this as a sales process — we approach it as advice.
As an independent agency, we work with multiple carriers and focus on helping you understand your options so you can make informed decisions. You’ll always work directly with an experienced agent, not a call center or customer service representative.
Most importantly, we’ll give you the same guidance we would give our own family — even if that means we’re not the best fit.
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That’s okay — we don’t expect to be the right fit for everyone.
We’re still happy to help you think through your options and make informed decisions about your coverage, even if that means working with a different company or agent. If we can’t help directly, we’ll point you in the direction we would go ourselves.